Great alternative to bounced cheques or late payments
Loans in as little as 15 minutes!
Open 7 days a week2
Looking for a fast, reliable payday loan in Canada?
The Cash Store has been Canada’s choice for reliable short-term financial solutions, such as payday loans, for over ten years. We provide help for individuals experiencing temporary financial difficulties, even when traditional banks say no. With over 300 locations across 11 provinces and territories, you can feel confident knowing that there is always The Cash Store nearby for your convenience.
Have you discovered a sudden need for a payday loan? Don’t hesitate: select your province and then submit our online form for faster, easier in-branch approvals.
Designed to meet unexpected short-term financial needs, a payday loan is an unsecured short-term loan typically based on a maximum of 30% - 60%3 of net pay. Our payday loans are hassle free, with no credit checks, and a quick and easy online application.
Is a payday loan the right solution for you?
If your needs are not temporary, a payday loan may not be your best option; however, when used responsibly, for short-term financial needs, payday loans from The Cash Store can be convenient and economical. Submit an application online and we'll call you to advise what you'll need to bring to get your quick and easy payday loan at The Cash Store.
Late Payment Policy: Varies from province to province.
Non Payment Policy: Varies from province to province.
Collection Policy: To collect on a loan in default The Cash Store will utilize all collection practices available to the issuers of consumer credit in applicable provinces.
For AB, BC, and Saskatchewan: Maximum charges permitted for a payday loan: $23 per $100 lent. We charge: $23 per $100 lent. For a $300 loan for 14 days the total cost of borrowing is $69. Annual percentage rate is 599.64%.
For New Brunswick, Newfoundland, Northwest Territories, Prince Edward Island, Yukon: Maximum charges permitted for a payday loan are $29.85 per $100 lent. We charge $29.85 per $100 lent. For a $300 loan for 14 days total cost of borrowing is $89.55. Annual percentage rate is 778%.
Nova Scotia: Maximum charges permitted for a payday loan are $25 per $100 lent. For a $300 loan for 14 days total cost of borrowing is $75. Annual percentage rate is 652%.
Ontario: Maximum charges permitted for a payday loan are $21 per $100 lent. We charge $21 per $100 lent. For a $300 loan for 14 days total cost of borrowing is $63. Annual percentage rate is 548%.
Potential Impact to Borrowers credit Score: Customers in default may be subject to having the default reported to a credit bureau.
Renewal Policy: loans are not renewed automatically.
1Hours of operation vary by branch.
2Varies from province to province.
* Some restrictions apply including, but not limited to loan amount restrictions based on the borrower's net pay.